Government Assistance Schemes

For SMEs

1.SME Digitalisation Initiative

In conjunction with Budget 2020, the Ministry of Finance (MOF) is now giving grants to Small & Medium Enterprises (SME) to adopt digitalisation in daily operations. By purchasing from approved Technology Solution Providers(TSP), company can receive grant amounting up to 50% or a maximum of RM 5,000 from total invoice amount. Rockbell is proud to be one of the technology service providers! Solutions eligible for grants are: Million Accounting System, Million Stock Control, E-Global Reach System, Million Payroll System, Million E-leave System and Popcorn POS System.

Eligibility

  • The Company is at least 60% owned by Malaysians.
  • The Company is registered under the relevant laws of Malaysia.
  • The Company has been in operation for at least one (1) year. 
  • Company operation in one ( 1 ) year, company required to have a minimum annual sales turnover of RM 100,000.
  • Company operation > two (2) years, company required to have a minimum annual sales turnover of RM 50,000 (preceding two (2) consecutive years).

Grants are first come first served and for 10,000 SMEs only! Register your interest now here.

配合2020年财政预算,财政部(MOF)为中小企业(SME)提供数码化津贴,以鼓励中小企业日常运营电子化。首10万家申请的中小企业可获得最高发票总额的50%或最高达RM 5,000的数码津贴。Rockbell已经是其中一家受政府认证的系统供应商。我们目前配合政府推动数字化奖掖,以下是中小企业可以向我们申请奖励的系统:Million Accounting System, Million Stock Control, E-Global Reach System,Million Payroll System,Million E-leave System及Popcorn POS System。

申请条件:

  • 中小型企业至少由马来西亚人拥有60%的权益;
  • 中小企业根据马来西亚的相关法律进行注册,并被归类为中小企业;
  • 中小企业已经运营了至少(1)年;和
  • 已营运(1)年的中小企业,第一年的最低年销售额至少RM100,000.00; 和
  • 已营运(2)年的中小企业,前面连续两年的年销售额最少达RM50,000.00

有兴趣的中小企业每年只有首10万家中小企业的名额哦!赶快填妥Google Form,我们将会尽快联络你。

 

2. Employer Covid-19 Assistance Programme (E-cap)

The Employer COVID-19 SME Assistance Programme is to help qualified SMEs to manage their monthly cash flow and continue operating their businesses, while still enabling workers to keep their jobs. Application starts from 23 April 2020.

The programme allows employers to apply for deferment and restructuring of Employer Share Contribution Payment for April, May and June 2020 contributions (March, April & May 2020 wages).

As an example, for SMEs who apply to defer their April contributions, their restructured payments will start from July 2020 up to a maximum of 3 months ending September 2020. For those applying for May, the restructured payments for that month will start from August to October 2020 while for those applying for June, their restructured payments will start from September 2020 to November 2020

To be eligible for the e-CAP, SME employers must:

  1. Have 200 employees or less on payroll.
  2. Ensure that all monthly contribution payments (both employee and employer portions) up to the February 2020 contribution date (January 2020 wage) are in order.
  3. Ensure that the employee’s share of the payment for the contribution months being applied for (April, May or June) has been paid up.

E-cap从4月23日开放申请,主要是在Covid-19期间让雇主申请暂缓缴交雇主份额的员工公积金。雇主可以申请三个月的暂缓缴纳雇主份额公积金,也就是4月、5月和6月。申请暂缓缴纳批准之后,最多分3个月缴清拖欠的雇主份儿公积金。距离如果雇主已经申请4月的暂缓缴纳,雇主必须在7月至9月缴清拖欠款项

雇主可以直接通过i-Akaun申请批准,但是批准申请过后EPF有注明雇主需弥补员工所损失的利息和交付一个费用对于迟缴交

申请条件:

  1. 雇主必须是准时缴纳公积金的雇主而且上个月并没有拖欠任何的公积金款项
  2. 公司员工人数不超过200人

 

3. Wage Subsidy Program (WSP) 2.0

With effective from 1 April 2020, WSP help employers to retain employees by providing wage subsidies for 3 months.

Subsidy amount:

  1. 75 employees and below (Malaysian citizen and non-citizen): RM1,200 per month per employee, provided that the salary does not exceed RM4,000
  2. 76 to 200 employees (Malaysian citizen and non-citizen): RM800 per month per employee, provided that the salary does not exceed RM4,000 and the company faces a decline of 50% or more in the revenue or income by comparing total revenue with January 2020 and following months
  3. 200 employees and above (Malaysian citizen and non-citizen): RM600 per month per employee, provided that the salary does not exceed RM4,000 and the company faces a decline of 50% or more in the revenue or income by comparing total revenue with January 2020 and following months

Eligibility:

  • The Company/Employer has commenced operation before 1 January 2020
  • Employee’s salary must not exceed RM4,000
  • Employer must retain employees under WSP, no salaries cut, or give unpaid leaves for 6 months.

 

WSP从4月1日开放申请,主要是在Covid-19期间提供为期3个月本地员工补助给予雇主

补贴细节:

  1. 75位员工(包括所有外劳和外籍人士)可直接申请无需50%营业额下滑的条件,以3月薪水RM 4000以下的本地员工人数为基准,每人可得到RM 1200的补贴
  2. 75至200位员工(包括所有外劳和外籍人士)需加入50%营业额下滑的条件,以3月薪水RM 4000以下的本地员工人数为基准,每人可得到RM 800的补贴
  3. 200位员工以上(包括所有外劳和外籍人士)需加入50%营业额下滑的条件,以3月薪水RM 4000以下的本地员工人数为基准,每人可得到RM 600的补贴

申请条件:

  • 在2020年1月1日之前和Sosco注册的公司
  • 只限于RM 4000以下的本地员工申请
  • 申请的公司之后3个月不可以裁员/减薪/逼迫员工拿Unpaid Leave

 

4. HRD Levy Waiver for 6 Months

HRDF registered employers from 63 sub-sectors are exempted from paying the mandatory Human Resources Development (HRD) levy under the Pembangunan Sumber Manusia Berhad Act 2001 (Act 612) for six (6) months. The levy exemption will come into effect from 15 April 2020 to 15 September 2020.

Employers from all 63 sub-sectors stipulated under the Manufacturing Sector, Services Sector and Mining and Quarrying Sector are qualified.

Even though employers are exempted from paying levy for 6 months, employers are encouraged to apply for training grant and continue sending their employees for training, utilizing the available levy in their own account.

 

雇主4月15日开始至9月15日间,将不需要缴付HDF levy。这只限于Manufacturing Sector, Services Sector 及Mining and Quarrying Sector这三个领域。

政府鼓励雇主申请培训补助金,让员工能够使用这笔基金接受培训。

 

5. Extended SST Payment Deadline

The due date for January and February 2020 tax payment deadline has been pushed back to 15 May 2020 from 31 March 2020 due to MCO.

 

6. Geran Khas Prihatin (GKP) untuk Perniagan Mikro 微型企业援助金

Geran Prihatin Khas is a one-time RM3000 grant to help micro businesses during MCO. Application will start from 1 May 2020.

Eligibility:

  • Less than 5 employees
  • Annual sales revenue less than RM300K
  • Registered with SSM

 

Geran Prihatin Khas 是给予所有微型企业一次性的RM 3000援助金。从5月1日开放申请

申请条件:

  • 公司少过5位员工
  • 公司营业额一年不超过RM 300K
  • 公司需要注册SSM

 

7. BSN 0% Interest Rate Loan for SMEs

Sole proprietors, partnerships and Sdn Bhd will be able to enjoy 0% interest rate instead of 2% when getting a loan of up to RM10,000 from BSN. Please contact BSN for more information.

BSN推出微型货款借贷计划,从原有的2%利息减至0%利息,每间微型公司最多申请贷款RM 10,000。更多详情,请联络BSN银行。

 

8. Special Relief Facility (SRF) for SME with Maybank

BNM has on 28 February 2020 announced the allocation of a RM5.0 billion Special Relief Facility (SRF) to alleviate the financial burden and assist in the resumption of business operations of the SMEs affected by the recent 2019-nCoV (COVID-19) outbreak.

Validity: 6th March 2020 to 31st December 2020

Financial Quantum: RM20,000 up to RM1,000,000 (until 31st December 2020 or upon exhaustion of allocation, whichever is earlier)

Tenure: Up to 5.5 years (including 6 months moratorium on both principal and interest/profit payment)

Interest: 3.50% p.a inclusive of guarantee fee

Eligibility:

  • SMEs adversely affected by COVID-19 registered with the Companies Commission of Malaysia (SSM), authorities/district offices in Sabah and Sarawak or statutory bodies for professional service providers
  • Business must at least with 51% shareholders are Malaysians

配合政府迎战新冠肺炎疫情的经济振兴配套以及较后的中小企业附加措施,国家银行也进一步加强融资计划,包括为国内中小微型企业提供的特别援助担保(SRF)拨款,也从原本的20亿令吉提高到50亿令吉。

申请日期: 3月6日 至 12月31日

贷款款项: RM20,000 至 RM1,000,000(至12月31日或有关基金发放完毕(视何者为先))

贷款期限: 贷款时限5年半,包括6个月缓还贷款期限

利息: 利息最高3.5%(包括保证费)

申请条件:

  • 在马来西亚公司委员会(SSM),沙巴和砂拉越的当局/地区办事处或专业服务提供商的法定机构中注册的受COVID-19不利影响的中小企业企业
  • 必须至少拥有51%的股东是马来西亚人

 

9. 25% Decrease in Foreign Worker Levy

Levy payments for foreign workers will be reduced by 25 per cent for all companies where their work permits end on April 1 to December 2020. The reduction in levy payments is not extended to domestic workers.

外劳准证将在4月1日起至12月31日到期的公司,政府允许外劳人头税减免25%,但女佣除外。

 

10. Six Months Moratorium Period for Rent Payment

The government has established a six months moratorium period for rent payment for business owners that has rent a stall or shop from them. All other business owners are required to negotiate with their store owners.

政府机构免除所有在政府机构下租店面和摊位的雇主,如果是私人需要自行和店主商谈。

 

For Employees/Individuals

1. EIS and SIP Assistance

Malaysians who are retrenched due to COVID-19 can reach out to EID or SIP for assistance.

在COVID-19期间不幸遭裁员的员工可以和EIS或是SIP申请援助金。

 

2. EPF Withdrawal Program -> I-Lestari

EPF member can apply to withdraw RM500 from their EPF Account 2 starting 1 April 2020. The scheme will last for 12 months (April 2020 to March 2021).

Eligibility:

  • EPF member below the age of 55
  • Malaysian or PR
  • There must be savings in the Account 2

To apply:

  • i-Akaun App
  • Download form from EPF website, fill up and email to ilestarimohon@epf.gov.my

 

EPF会员可以从4月1如开放申请每月从EPF第二户口提取RM 500。此提款计划为期12个月(2020年4月 – 2021年3月)

申请条件:

  • 55岁以下有注册EPF的本国会员
  • 马来西亚公民或永久居民
  • 第二户口必须有一定存款

申请方式:

  • i-Akaun Apps申请
  • EPF网址下载表格然后填妥表格电邮至ilestarimohon@epf.gov.my

 

3. Pemberian Tunai Bantuan Ihsan Covid-19 Johor

The application for Bantuan Ihsan Covid-19 Johor is now open.. Those who have not been approved for BSH and BPN, or people whose lives are affected by COVID-19 can submit their application. Successful applicants will receive RM250 to RM500.

Eligibility:

  • Malaysia citizen and non-citizen
  • Residing in Johor
  • 18 years old and above
  • Attach photocopy of IC or passport
  • Priority to those who have not under other assistance schemes
  • Gross household income below RM8000

柔佛州新冠肺炎善行援助金(Bantuan Ihsan Covid-19 Johor)已开放申请,没有获批生活援助金(BSH)及国家关怀援助金(BPN)者,或生活因新冠肺炎疫情受到影响的民众可提出申请。符合资格的申请者,将获得发放250令吉至500令吉的援助金。

申请条件:

  • 大马公民或非大马公民
  • 居住在柔佛州
  • 年满18岁或以上
  • 需附上大马卡/护照副本
  • 优先给没有获得任何援助金的人士
  • 家庭总收入RM8000 以下

For other areas, please check the links below. 其他区域的援助金,请查看一下网址。

Johor Jaya : https://cutt.ly/1yowCpR 

Kluang : https://cutt.ly/AyoMzn9

Senai : https://forms.gle/WcURuHpYvSWRQwEo9

Bukit Batu : https://forms.gle/FUQsDqhpxsfi7Pqa8

Skudai : https://docs.google.com/forms/d/e/1FAIpQLSftZ-_1bTBl8-brHpomAjBqznDVfqe6Xl1i1nMikZ6lqM_JfA/viewform?fbclid=IwAR1GDagqrmThYuHmqdxXHIAsUYrq14J9T8OivwxrfrBq3GHRs3w_jFvStAU

Perling : https://forms.gle/y7Wfgve4KT3N7iJB6

 

4. Malaysia Bantuan Prihatin Nasional

Announced on 29 March, the government will be giving out Bantuan Prihatin Nasional (BPN) financial aid to B40 and M40 Malaysians. Those who are recipients of the Bantuan Sara Hidup (BSH) aid do not need to apply as they already on the BSH database. However, those not registered with BSH or LHDN can make a new application on the official LHDN website between 1 April and 30 April 2020. If you meet the eligibility criteria but are not marked as eligible on the website check, you can make an online appeal between 3 April and 30 April 2020 – also on the LHDN website.

Funding:

  • Households earning RM4,000 and below will receive RM1,600
  • Households earning between RM4,001 and RM8,000 will receive RM1,000
  • Single individuals aged 21 years and above earning RM2,000 and below will receive RM800
  • Single individuals aged 21 years and above earning RM2,001 to RM4,000 will receive RM500

BPN是政府在2020年3月29日宣布,所有Bantuan Sara Hidup (BSH) 的受惠者直接可享有此援助金。如果没有申报所得税或不是Bantuan Sara Hidup (BSH) 的受惠者可以在2020年4月3日至4月30日通过内陆税收局(LHDN) 的官方网站提出申请。

津贴细节:

  • 月入不超过 RM4,000 的家庭可获得 RM1,600 援助金
  • 月入 RM4,001 至 RM8,000 的家庭可获得 RM1,000 援助金
  • 月入不超过 RM2,000 的21岁以上单身人士可获得 RM800
  • 月入介于 RM2,001 至 RM4,000 的21岁以上单身人士可获得 RM500

 

5. Grab and Taxi E-hailing Program

The government will provide a one-time grant to Grab and taxi driver from 1 April.

Funding:

  • RM500 for eligible Grab drivers
  • RM600 for eligible taxi drivers

Eligibility:

  • Driver are registered with APAD and holds a valid permit

政府将于2020年4月1日开始发放一次性的援助金给予德士司机和Grab司机

津贴细节:

  • RM 500给予符合资格的Grab司机
  • RM 600给予符合资格的德士司机

申请条件:

  • 出租车司机已在APAD注册并拥有有效的许可证

 

All information are taken online, please inform us if there are any mistakes. Thank you!

文章资料从网路整理而来,如果有任何不对可留言告知我们,谢谢!

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